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Study: Baltimore one of the best cities for budgeters

Baltimore apparently isn't one of those cities where you'll see cash-strapped 20-somethings splurge on a pair of Manolo Blahniks. 

Baltimore ranks No. 8 on Card Hub's list of cities with the best budgeters. Boston, New York, San Diego, San Francisco and Minneapolis were the top five on the list.

The credit card comparison site says Baltimore residents have, on average, a credit score of 738. Card Hub also took into account total debt-to-income ratios; the bankruptcy and foreclosure rates, mortgage debt and non-housing expenses.

Cincinnati, Tampa, Fla., and Orlando, Fla., were in the bottom three. 

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